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Lending Program

Apply Now for New Construction Lending

Fund your ground-up builds from foundation to finish. Flexible draw schedules and experienced construction lenders who understand your timeline.

85% LTC

Up to

$150K–$5M

Loan size

24 mo

Terms to

Apply for New Construction

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The Deal

See New Construction in Action

The Details

Ground-up construction financing.

  • ✓Up to 85% loan-to-cost, 70% of completed value
  • ✓Single and multi-unit residential builds
  • ✓Fast, transparent draw process
  • ✓Dedicated construction loan specialist
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FAQ

New Construction FAQ's

We look at the whole picture — experience, the deal, and your credit. Most programs start around a 660 FICO, but exceptions are common for strong deals.

Most loans close in 7–14 business days once we have a complete file. Rush closings are available for repeat borrowers.

Depending on the program we finance up to 90% of purchase and 100% of rehab, with leverage based on the after-repair value.

Yes. We have programs built specifically for newer investors, with hands-on guidance from our team.

Do Deals with No Money Down

Ask us how experienced investors leverage Alpha Funding to scale faster.

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Client Reviews

“Working with Alpha Funding completely changed how I do deals. They funded my first flip in under two weeks and walked me through every step.”

Marcus T.

Fix & Flip Investor