Pre-Qualify Today!

Lending Program

Apply Now for Rental DSCR Lending

Qualify on the property's cash flow, not your tax returns. DSCR loans are built for investors growing a long-term rental portfolio.

80% LTV

Up to

30 yr

Terms

1.0

Min DSCR

Apply for Rental DSCR

Embed slot

Apply for Rental DSCR

Paste your form embed here via the EmbedForm component's src or html prop.

The Deal

See Rental DSCR in Action

The Details

Long-term rental financing made simple.

  • ✓No income or employment verification
  • ✓30-year fixed and ARM options
  • ✓Single rentals and portfolios welcome
  • ✓Cash-out available for new acquisitions
Get Pre-Qualified
Before
After

FAQ

Rental DSCR FAQ's

We look at the whole picture — experience, the deal, and your credit. Most programs start around a 660 FICO, but exceptions are common for strong deals.

Most loans close in 7–14 business days once we have a complete file. Rush closings are available for repeat borrowers.

Depending on the program we finance up to 90% of purchase and 100% of rehab, with leverage based on the after-repair value.

Yes. We have programs built specifically for newer investors, with hands-on guidance from our team.

Do Deals with No Money Down

Ask us how experienced investors leverage Alpha Funding to scale faster.

Get Funded Now

Client Reviews

“Working with Alpha Funding completely changed how I do deals. They funded my first flip in under two weeks and walked me through every step.”

Marcus T.

Fix & Flip Investor