Fix & Flip
Short-term loans for investors purchasing to renovate and sell. No prior experience required. Rates from 9.25%. Leverage increases as your track record grows.
Learn More & Apply Now“Hands down the best private lender in the business. I highly recommend them to any real estate investors looking for a reliable funding partner for their projects.”Matt G.
Let’s Talk About
Getting Your Next
Deal Funded
Call us on (908) 900-4894 and speak to the team directly between 9am and 6pm ET
Book a Call with Matt WeberWhat You Need To Know
Why Use Alpha Funding For Your Investment Capital?
We have been lending to real estate investors since 2007. The same founding team that made the first loan is still making lending decisions today. In nearly 20 years we have funded over $1 billion across thousands of deals and never broken a single commitment letter.
Find out more about the Alpha Funding Story and meet the team who will fast track your loan application.
We Are Built By Investors, For Investors
We Do What We Say We’ll Do For You
We Only Underwrite Your Deal If It Sets You Up For Success.
New Construction
Ground-up financing for experienced investors and developers. Up to 90% loan to cost. 12-18 month terms.
Learn More & Apply Now
A DSCR Rental Loan
Long-term rental financing based on the property’s income, not yours. No tax returns. No W-2s. Rates from 5.99%.
Learn More & Apply Now
Cash-Out Refinance
Release equity from an existing investment property without selling. Up to 75% LTV. Loans made to LLCs.
Learn More & Apply NowDo Deals With
No Money Down.
MBAlpha is a program that provides any investor no matter what level of experience the opportunity to invest in real estate with little or none of your own money. Using the combination of Alpha Funding and MB Capital Solutions we will show you how to hack one of the most common problems investors face when interested in investing in real estate. With our combined experience of over 30 years in business we will provide this done for you collective program. No longer will you have the excuse of not investing in real estate due to lack of money and working capital.
GET STARTED TODAY!Our Simple 5 Step Process
For Getting Your Deal Funded
1
You SubmitYour Deal
2
We Talk ItThrough
3
AppraisalCompleted
4
Your Loan IsApproved
5
We CloseQuickly
“A quick easy process. I received my money more quickly than other lenders. The staff was a pleasure to work with. Now that I have established rapport, I will continue to use them.”Brett Cary
The Three Questions We
Get Asked The Most
How long does it take to close?
For most deals, 10 to 14 business days from completed application to close.
How much do I need to bring to the table?
What is the minimum credit score required?
Join The Alpha Club
For an enhanced borrowing experience consider joining The Alpha Club. It’s a free upgrade for Alpha Funding borrowers that gives you a more connected, more visible lending experience. Here’s what you get:
- Access to our dedicated Borrower Portal.
- Real-time loan visibility.
- Direct access to your underwriter.
- Proof of funds letters generated from your phone.
- Documents uploaded directly into your file.
- Your information is saved so future loan applications are already pre-populated
What If You Need
Proof Of Funds For
An Offer?
Proof of funds access is unlocked through our pre-approval process. Once you are pre-approved, Alpha Club members can generate a proof of funds letter directly from their phone at any time. If you prefer to go through the standard route, just click below and follow the simple four step pre-approval application process.
Start Your Pre-Approval Application Here“I have done a couple of projects with Alpha, and their customer service has always been top notch. Their process is streamlined and communication is very responsive. Customer service is an aspect of my business I will not compromise on and that means doing what is right by our sellers by closing when we say we can close. With Alpha, I don’t have to worry whether my deals will close. I know they will. This is awesome peace of mind because I can then concentrate on other aspects of the business.”Jonathan Faccone
Maybe You’re Not Ready To Apply
For Your Funding Yet
Then you might be interested in one of these free resources we have created for
investors at every stage of their journey.
Deal Analyzer
Run the numbers on any deal before you speak to anyone. Know whether it stacks up before you commit.
Free Download
Fix Your Credit
A practical guide to understanding what lenders look at and how to get your credit to where it needs to be.
Free Download
Been Rejected ByAnother Lender
A practical guide to understanding what lenders look at and how to get your credit to where it needs to be.
Free Download2026 Alpha Funding. All Rights Reserved.POWERED BY THEWEBDESIGNHUB